Comprehensive Financial Planning for Your Life and Legacy


Lashkari Wealth Management & Insurance Solutions provides comprehensive financial planning for individuals, families, professionals, and business owners in Newport Beach, California, and other select states. Our fiduciary advice is delivered through Statera Asset Management, an SEC-registered investment adviser, with a focus on aligning your planning strategy with your goals, time horizon, and risk tolerance.

A Standard of Care


As fiduciaries acting through Statera Asset Management, we are legally and ethically obligated to put your interests first in all financial planning decisions. Our fee-based financial planning service minimizes conflicts of interest and aligns our success with yours.



Who We Serve


Our financial planning services are designed for individuals and families who value proactive guidance, disciplined strategy, and ongoing partnership:


  • High-net-worth individuals and families seeking comprehensive financial planning
  • Business owners preparing for liquidity events or managing concentrated positions
  • Professionals and executives with complex compensation and equity holdings
  • Retirees focused on income planning, tax efficiency, and legacy goals
  • We primarily serve clients in Newport Beach, La Jolla, and throughout Southern California—including Los Angeles, Orange County, San Diego, and San Francisco—as well as other select jurisdictions where properly registered or exempt from registration.



Core Planning Services


  • Goals & Life Planning - Clarify priorities (family, career, lifestyle, legacy) and translate them into time‑bound, fundable goals with measurable milestones.
  • Cash‑Flow, Savings & Budget Architecture - Map income and spending, build surplus targets, and automate saving to emergency funds, big‑ticket goals, and investment accounts.
  • Equity Compensation & Business Owner Planning - ISOs/NSOs/RSUs/ESPP strategy, 83(b) elections, concentrated‑position diversification, and retirement plan design for closely held businesses.
  • Retirement & Financial Independence Modeling - Run probability‑based projections (Monte Carlo), Social Security timing strategies, withdrawal sequencing, and tax‑aware income plans.
  • Tax Planning & Coordination - Year‑round strategies for tax‑efficient saving, harvesting, charitable giving, equity compensation, and business owner elections—coordinated with your CPA.
  • Risk Management & Insurance Review - Evaluate life, disability, long‑term care, health, property & casualty, and liability coverages to right‑size protections and close gaps.
  • Estate & Legacy Planning - Coordinate titling and beneficiary designations, review wills/trusts, and align charitable intent—working directly with your attorney.



Coordination & Monitoring


  • Ongoing Advice & Accountability - Quarterly touchpoints and on‑demand check‑ins; proactive updates circumstances evolve.
  • We Implement & Monitor - Track progress to goals, manage risk, and rebalance systematically as markets move and life changes.
  • Transparent Reporting - Consolidated views of accounts, holdings, fees, and progress toward goals.
  • Advisor Coordination - We collaborate directly with your CPA, attorney, and other professionals to align tax and estate planning strategy.



Our Planning Philosophy


We believe successful outcomes come from disciplined planning, clear priorities, and consistent execution:

  • Life‑first planning drives portfolio decisions, not the other way around.
  • Long‑term strategy over short‑term market timing.
  • Transparent reporting and plain‑English communication.
  • Full coordination across tax, legal, insurance, and estate.



Financial Planning FAQs



What is the difference between a fiduciary and a broker?

A fiduciary adviser is required to act in a client’s best interest and to place the client’s interests ahead of their own. Brokers, by contrast, are generally held to a “suitability” standard, which requires that recommendations be appropriate for a client’s situation but not necessarily the best available option. As an Investment Adviser Representative of Statera Asset Management, Alexander Lashkari provides investment advisory services under a fiduciary standard for advisory clients.


How are financial planning fees structured?

We are a fee‑based financial planning firm, and planning fees are structured to reflect the scope and complexity of your engagement. Depending on your needs, financial planning may be provided for a flat or ongoing retainer‑style fee, with all fees clearly agreed upon in advance and fully disclosed in our advisory agreements and Form ADV.


Do you work with clients outside of California?

Yes. We work with clients in select states where we are appropriately registered or exempt from registration, using secure technology to maintain consistent communication and service regardless of location


How often will we review my financial plan?

Financial plans are reviewed on an ongoing basis, with formal progress meetings typically held quarterly and at least annually, and more frequently as needed when meaningful life, tax, or market changes occur.